Home Mortgage Help To Buy Or Refinance


From first time home buyers mortgage to home refinancing mortgage

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Banks and "A" Lenders pay us for your residential service. EXCEPT bad credit mortgages, some self employed mortgages from "B Lenders", private mortgages or multi-use and commercial loans - these broker fees are payable to us by clients. Lenders change their products and interest rates without notice.

..... follow me and get daily Twitter updates ... Marie Copeland @AxcessMortgage


need money to buy a home hamilton on - or, to refinance

Maneuvering through the residential mortgages

Giving you expert home mortgage help to buy a home or refinance home equity mortgage.

Maneuvering through all the residential mortgages and options is a bit overwhelming. Or at least it can be, if you're trying to figure everything out yourself. Let's face it, buying or refinancing home mortgage is a big decision.

That's where I come in -- We do all the work, you just provide us with documents needed to get your online home mortgage loan.


how much down payment do i need ?

* 5% down mortgage minimum down payment Hamilton ON and throughout Ontario. Low down payment mortgage: Canadian Finance Minister Bill Morneau made the announcement that the minimum down payment for houses will increase effective Feb. 15, 2016. To see the full announcement, please watch the video by clicking here.

This will not affect current homeowners. But all new mortgages made after Feb. 15, 2016 will require a minimum down payment of 5% on the first $500,000, and an added 10% down payment on the amount over $500,000.

So a home costing $700,000 would require a $45,000 down payment - 5% on the first $500,000 and 10% on the remaining $200,000.

in canada what percentage down is needed to buy a house

Mortgage minimum down payment Hamilton ON or anywhere in Canada

Government policies for banks in Canada residential mortgages allow:




Here is what my client Sam had to say about getting home mortgage help:

Highly Recommended For An Easy, Honest and Personal Touch Mortgage Experience!

As a single person, buying a house can be an intimidating experience. However, after one phone call with Marie the stress was immediately lifted. She was quick to produce results and kept my best interest in mind offering her honest opinion on what mortgage would be best suited for me -- SC



Which residential mortgage loan is YOUR best BET?

You'll get home mortgage help custom fit for you. Just click any picture or link on this page to take you to the mortgage strategy most suitable for you.


Buy a house at 5% down with CMHC insured best residential mortgage deals ... read more

Get the best low down payment mortgage at 5% down of your own or even borrowed money.jpg

need a mortgage hamilton on or anywhere in ontario ?

A low down payment mortgage loan Hamilton ON lets you buy a home with * 5% down of your own and even borrowed money. It's a CMHC insured home loan at best interest rates that banks in Canada rely on. To qualify for mortgage with low down payment you'll need good credit and income.



Get 35 year amortization o.a.c at 80% value to refinance home mortgage ... read more

You can refinance home equity mortgage up to 80% of property value.jpg

Refinancing home mortgage can be a good move.

If you have equity in your home you can pull out tax free cash to use as you need.

Whether you need money to put the kids through college, get a down payment to buy a rental property or buy a car -- you can cash out up to 80% of home value. Up to 35 year amortization on approved credit to get you low mortgage payments.




Salaried, good credit but short on income to qualify?
... read here

Best home equity loan at 65% for salaried clients with good credit and assets.jpg

Best home equity loan up to 65% of property value is ideal if you have strong net worth and salaried income but not quite enough to qualify for mortgage amount you require.

You'll need good credit and other cash-able assets of at least one and a half times of your requested mortgage amount.

Are you thinking about retirement or complete home renovations and want to pull out tax free cash from your home? We'll give you home mortgage help to get you money fast at best interest rates.



Eliminate credit card debts. improve cash flow. Savings are significant ! ... read more

Eliminate credit card debts with top debt consolidation loans.jpg

Your choice! 3% or 26% on your debt.

How does debt consolidation work? This information will help you end credit card debt.

Is too much debt eating away at your cash flow and hurting your quality of life? Use the equity in your home to eliminate credit card debt by refinancing home mortgage. Low debt consolidation loan payments will save you hundreds of dollars or more each month.




Have credit problems and the bank turned you down?... read more about 
bad credit home loans

Check out the home loan bad credit mortgages. Our lenders say YES even if the banks turned you down.jpg

Banks in Canada lend to typical low risk clients with good credit and income.

Bad credit home loans are non-bank residential mortgages available through our mortgage broker channel. Many of our clients have been turned down by the banks for a mortgage before they came to us. We'll get you alternative mortgage financing to buy a home or refinance home equity mortgage. 





Private mortgage lenders say YES when everyone else said NO ... read more

PRIVATE MORTGAGES

Private mortgage lenders fill a huge void in the mortgage marketplace. They can be more creative and flexible. Using private lenders is an important short term lending strategy.

This home mortgage help is meant to quickly resolve a serious situation until you can rebuild financially. 


My client Sam ended by saying:

Marie was available for every phone call and text, walking me through any questions I had making this an amazing experience.

Today I received the keys to my new house and I am extremely grateful to Marie for her excellent customer service with a personal touch -- SC


One of the great aspects of the Canadian "residential mortgage" market is that there are many mortgage programs to choose from -- many of them can be customized to meet the unique needs you may have.

But, while the choice in the market is great, it can also be confusing trying to figure out what options are best suited to you and your situation.

Not to worry.

My job is to be your advisor and to make sure that you get the best options and that you understand all the terms and conditions of your mortgage.

Marie Copeland, FSU Mortgage Broker


Other Home Mortgage Help

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If you're shopping for a mortgage in Hamilton, Burlington, Oakville and area or anywhere in Ontario, then contact me - we'll assess your best options together. 


Call 905.308.8063, or

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