Investment Property Mortgage - Rental Property Loans


You're at the right place for rental property mortgage and investment properties loans

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Banks and "A" Lenders pay us for your residential service. EXCEPT bad credit mortgages, some self employed mortgages from "B Lenders", private mortgages or multi-use and commercial loans - these broker fees are payable to us by clients. Lenders change their products and interest rates without notice.

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investment properties loans - over 12 residential rental units

Investment property loan solutions.jpgInvestment property loan solutions

You'll need an investment property mortgage if you are buying - selling - holding rental properties and own more than five rental units at the time of financing.


Banks in Canada have their own criteria for investment property mortgage loans

You may qualify for a residential rental property mortgage loan at best rates for up to four rental units -- whether you're a speculative buyer or a buy and hold real estate investor. This applies to bank rental property mortgage refinance too

So, why not ask us if you qualify for an investment property loan. 




And, what are best rental properties to buy?

Landlord & Tenant Agreements

You can save yourself hundreds of dollars on legal costs by using these affordable legal forms prepared by lawyers. No lawyer fees. 

First, do a full inspection of your rental property using this Rental Inspection Report.

  • Ideal for property managers, or renters who wish to record the condition of a rental home when a tenant moves in and again when the tenant moves out;
  • Protects tenants and landlords by documenting condition of the rental home;
  • Offers a detailed checklist for inspection.
Affordable Rental Inspection Report

Save money on legal costs by using Rental Lease Agreement

Affordable Offer to Lease

Sometimes you have to serve Eviction Notice to tenant. Or Compliance Notice to tenant or for increase of rent:

Do-it-yourself Eviction & Lease Notices

Choose your affordable legal forms.

Ideally, the best rental properties to buy are those that still qualify for the lowest investment property loan interest rate (up to 4 rental doors) and can carry it's own debt and expenses. You can get mortgages rental property loans up to 80% to buy -- or, a rental property mortgage refinance up to 80%. After that it gets a little more expensive.

A visitor to my website asks:  Do i need proof of income to qualify for investment property mortgage - the answer is NO and YES. When working on rental property loans I look at existing rents, or if a purchase market rents and use expenses to see if the property carries itself. If there is a shortfall, then it falls on the property owner to supplement the amount of income needed to fill the gap.


what are residential rental property loans ?

Residential mortgages rental property -- what does that mean for you?

You get best residential mortgages interest rates at the time of your application -- that's significant. But, there are limitations. Depending on your application, you can get up to 4 rental properties with an "A" lender -- after that you will need a residential investment property mortgage at slightly higher rates. At this point, your properties are considered a residential commercial/rental portfolio.

If that fails, you can go down the easier but a bit more expensive route, private lending. 

How to get a mortgage with bad credit for second property?

Read Top Stories below about Rental property loans from private lenders when private mortgage financing is needed. 

As you can see, you do have investment properties financing options. 

Our many clients appreciate our mortgage help getting them a best mortgage deal on their rental property.


Here is what June had to say about his investment property loan:

This was the 3rd time we have used Axcess Mortgage and in all instances we had a highly positive experience. We're ordinary family in an ordinary employment situation, but found the service beneficial. It saved us lots of time and hassle. JP


Refinance your home mortgage to get a down payment to buy a rental property

Have lots of equity in your principal residence? With investment properties loans you can refinance home mortgage and use the proceeds for a down payment on the rental property you're planning to buy. This is the fastest and best way to get the money you need at residential interest rates.

Investment properties loans.

Because you are using this money to invest -- your mortgage interest rental property portion of expense can be written off to reduce your personal taxes.


June went on to say:

-- The company handled all dealing with banks on our behalf, which most busy families would certainly appreciate. JP  --


If you need more expensive or private mortgage lenders financing - mortgage interest and closing costs on your rental property loans qualify as an investment expense on your tax returns. 

Marie Copeland FSU, Mortgage Broker


Top Stories


Refinancing home mortgage can be a good strategy to get a down payment to buy a rental property.

Private mortgage lenders can be more flexible in approving rental property mortgage when banks or alternative lenders said NO.

Rental property loans from private lenders.


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