Home Buyer Loans Mortgage Help


We're a home mortgage company getting you fast, money saving mortgage approvals

905.308.8063 FSCO No. 10420

Banks and "A" Lenders pay us for your residential service. EXCEPT bad credit mortgages, some self employed mortgages from "B Lenders", private mortgages or multi-use and commercial loans - these broker fees are payable to us by clients. Lenders change their products and interest rates without notice.

..... follow me and get daily Twitter updates ... Marie Copeland @AxcessMortgage

home buyer loans for everyone

Home buyer loans to give you the best mortgage solutions to buy your dream home. From first time home owner loan to bad credit home loans or private mortgages, be sure to get expert mortgage help ahead of time.

If you are going to the bank to get a mortgage, you may be missing out on great financial products available through the broker channel.

Plus, each bank you go to will pull your credit, dragging down your score and making it more difficult for you to get a mortgage.



how much down payment do I need ?

* 5% down mortgage minimum down payment Hamilton ON and throughout Ontario. Low down payment mortgage: Canadian Finance Minister Bill Morneau made the announcement that the minimum down payment for houses will increase effective Feb. 15, 2016. To see the full announcement, please watch the video by clicking here.

All mortgages made after Feb. 15, 2016 require a minimum down payment of 5% on the first $500,000, and an added 10% down payment on the amount over $500,000.


So a home costing $700,000 would require a $45,000 down payment - 5% on the first $500,000 and 10% on the remaining $200,000.



Custom fit home buyer loans

need money to buy a home hamilton on -- or anywhere in ontario

We've gotcha covered with many home buyer loans strategies. If you browse through this website, you will find options that are a good fit for your circumstances.


how to qualify for first time home buyers loan and get first time home buyer advice

About first time home owner loan programs ... if you're a 1st time home buyer, you'll need a little extra help with your first time home buyers mortgage.

Are you searching for reliable first time home buyer credit and tax incentives tips? Yes, there are some Government of Canada first time home buyers incentives -- It's all here, put together for you in one place on this website - take a look at the links at the bottom of this page that will lead you to information you are looking for.

So, how to qualify for first time home buyer loan ? Submit your online mortgage application and I will get back to you within 24 hours. You'll get best home buyer loans and home mortgage help with your mortgage approvals, I promise.


home improvement mortgage loans

Did you know you can get up to 10% more money with the Purchase Plus Improvements Mortgage ? You buy a home at a price you can afford and combine the purchase price with the cost of renovations into one affordable purchase plus improvements mortgage - at *5% down of improved value up to $500,000 purchase priceAll new home improvement mortgage loans placed after February 15, 2016 will require a minimum down payment of 5% on the first $500,000, and an added 10% down payment on the amount over $500,000. 

Why not give us a call to check out your home improvement mortgage option while you're house shopping.



New to Canada Program allows qualified home buyers who have immigrated to Canada from another country, or have been transferred here by employer, to qualify for a mortgage with as little as *5% down payment up to $500,000.

So, let's get you that Canadian 1st time home buyer mortgage help.



How to get a mortgage with no proof of income for business owners ? We have self employed loans no proof of income to buy a home or a rental property for new or seasoned business owners, including those with credit problems.

Check the links at bottom of this page for the many self employed home loans.



35 year home loan amortization up to 80% home value to get you low mortgage payments. Who is this for? How about the self employed with good credit who are a little short on income to qualify. Longer amortization can make a difference whether or not you meet those debt service calculations. 

Often clients say: lower my mortgage payments. If you need 80% or less and your credit is good, we can get you those lower mortgage payments with the 35 year home loan amortization, ask me if you qualify - read the link to this top story at the bottom of this page.



Second Home Mortgage is designed to assist with the purchase of a second home with as little as *5% down payment up to $500,000 purchase price.



Rental Property Mortgage at 20% down at low interest rates is suited for real estate investors who have established strong credit history and wish to invest in a rental property. Owner Occupied Rental Mortgage is for those home owners who wish to buy a multiple unit property (maximum 4 rental units) while living in one unit.

We offer alternative mortgage lending for up to 12 rental units at a bit higher rates -- ask us for details.

Refinance of rental properties up to 75% of appraised value for "A" mortgages and up to 80% of appraised value with alternative "B" lenders.



Other Hamilton home equity loan approvals

I'm self employed want to buy a house client says.

YES, you can get self employed loans no proof of income to buy a house with as little as 15% down. You'll need good to fair credit and enough business revenue to qualify - we'll assess 6 -12 months of deposits to your business bank account along with invoices to establish income.

If you have bad credit there are solutions for you too up to 80%. You get bad credit home loans or mortgage help from private mortgage lenders Hamilton, when everyone said NO.

There is no need for you to get frustrated going from bank to bank shopping for a mortgage. You deserve an expert to present your information to the lender accurately. Why struggle through volumes of details, trying to understand all the mundane qualifying requirements, different offers, rates, terms, features and hype.

New mortgage features and options are being introduced every day. You are too busy with work and family to try and figure out which is your best solution -- so, be sure to get good mortgage help.

We charge fees on most alternate "B" and on private mortgages payable to us on closing. If you are refinancing or getting a 2nd mortgage these fees are payable from advance of mortgage funds on closing.

Marie Copeland, FSU Hamilton Mortgage Broker also getting you Burlington mortgages.


Subscribe to Mortgage Strategy News and get a FREE Credit Score User Guide

Enter Your E-mail Address
Enter Your First Name
Then

Don't worry — your e-mail address is totally secure.
I promise to use it only to send you Mortgage Strategy News.

Top Stories


1st time home buyer home mortgage information to get you started.

First time home buyer credit -- a must read if you're thinking of buying a home.

Purchase plus improvements mortgage get you more money to buy your dream home.

Newly immigrated to Canada and need a first mortgage in Canada. We love to help.

Mortgages for self employed no proof of income -- there may be self employed loans no proof of income for you too.

Self employer mortgage for small business owners even if cannot prove quite enough income on your tax returns.

Home loans for self employed - what's new!

35 year home loan amortization to get you low mortgage payments.

Rental Property Mortgage you may qualify for a residential mortgage at best interest rates.

Why use a mortgage broker ? One conversation with me and you won't have to worry whether or not your mortgage will be approved.


Why use a mortgage broker instead of a bank ? 

All home buyer mortgages have their own unique features to meet the many home buyer needs - one conversation with me will make a huge difference whether or not your mortgage is approved.


Call 905.308.8063 or,

Share with others who need mortgage help to buy a home


Thank you for your interest in our home buyer loans. Please share with your family and friends who need home mortgage help. 


› from Home Buyer Loans