About Mortgage Broker


Serving Hamilton, Burlington and clients throughout Ontario

905.308.8063 FSCO No. 10420

Banks and "A" Lenders pay us for your residential service. EXCEPT bad credit mortgages, some self employed mortgages from "B Lenders", private mortgages or multi-use and commercial loans - these broker fees are payable to us by clients. Lenders change their products and interest rates without notice.

..... follow me and get daily Twitter updates ... Marie Copeland @AxcessMortgage


About Mortgage Broker: if you're looking for Hamilton mortgages or Burlington mortgages or anywhere in Ontario -- Marie Copeland is a Hamilton Mortgage Broker, Financial Services Underwriter (FSU) and owner of Axcess Mortgage and Loans Financing Co. Ltd., providing you with outstanding mortgage help.

On the personal note, I too am a Canadian Immigrant having had the good fortune to come to Canada many years ago. And, I wanted to share with you a bit about my beginning which you may find it interesting. To read about my story and a castle in a small village in Poland, go to the link at the bottom of this page.

Why use a mortgage broker?

No matter whether you're buying a new residential home, a swanky condo or a rental property, this is one of the biggest investments you will likely make. A mortgage broker works for you, saving you time and money. Many call themselves mortgage brokers but they are NOT -- ONLY FEW are properly qualified to give you that financial edge.

Go to: Why use a mortgage broker instead of a bank link at the bottom of the page and see why you should rely on an a good independent mortgage professional for advice.


So what are the mortgage qualifications - who's who?

There are various qualifications for arranging mortgages, here is a quick overview:

  • Mortgage Broker/Financial Services Underwriter, FSU - this mortgage broker has completed a Financial Services Underwriting educational program. It's a top Post-Diploma in the mortgage industry in Ontario, Canada, in my case a 5 year educational process. This individual is licensed to operate a mortgage brokerage business and supervise Brokers and Agents;
  • Mortgage Broker - an individual who has been in the industry of arranging mortgages for more than two years under the supervision of another Broker and has completed some courses to upgrade their knowledge - this individual can set up their own mortgage brokerage business that includes other Brokers and can supervise Agents;
  • Mortgage Agent - an individual who completed a basic mortgage licensing course and has obtained a license to arrange mortgages under the supervision of a Mortgage Broker. Professional associations CAAMP and IMBA continue to make efforts to upgrade the industry standards for those practicing in the field, by offering various courses. One of these is an AMP designation heavily marketed and promoted by the mortgage broker professional association CAAMP - it  can be obtained by paying an annual fee to the association and completing some seminars, lender webinars or attending other residential lender events, etc.

There is also an Administrator license for those who administer private, MIC mortgages.


About Financial Services Underwriting Post-Diploma (FSU)

The higher the educational qualifications and expertise - the better and more profitable mortgage financing strategies you can expect to get.

It's a good idea for you to do a bit of research about mortgage broker educational background and experience - this will lead you to a professional with expertise needed to get you best results for your unique situation.

If you want knowledge and expertise, let me put my 20 years of experience to work for you and get you the best mortgage strategies, rates and terms.

I have arranged hundreds of mortgage loans for clients, many of whom went to their banks and were turned down.

My extensive educational background as a Financial Services Underwriter and years of experience in the mortgage money lending, helps me quickly evaluate your unique needs and match your application to the best mortgage loans available through my network of banks, mortgage companies and private lenders.

About mortgage broker credentials

Marie Copeland was first licensed as a Mortgage Agent in 1995 and then a Mortgage Broker/FSU since 2000 after obtaining the Financial Services Underwriting Post Diploma (FSU).

FSU is a comprehensive mortgage financing educational program recognized by the Ontario Ministry of Finance which covers a variety of mortgage financing educational topics, including:

  • Mortgages and Capital Markets
  • Mortgage Financing
  • Mortgage Financing Law
  • Mortgage Broker Legislation
  • Real Estate Law
  • Real Property Assessment
  • Contracts Law
  • Mortgage Administration
  • Intro to Canadian Securities
  • Debtor/Creditor Remedies
  • Operating a Mortgage Brokering Business
  • Professional Responsibility

The Financial Services Commission of Ontario licenses mortgage brokers, agents, brokerages and administrators in Ontario. Licensed mortgage professionals have met specific education, experience and suitability requirements.


Financial Services Underwriting Post-Diploma is the top qualification in the mortgage brokering industry.jpg


Consumer protection Ontario

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We offer one-stop shopping for all your mortgage needs

About My Company

Axcess Mortgage and Loans Financing is an independently owned company established in June 2000. We are Hamilton mortgage brokers also arranging Burlington mortgages and throughout Ontario Canada.

We specialize in helping people save money and time while assisting them to build their home ownership and real estate investment dreams.

Developing first class mortgage strategies combined with excellent service is my commitment to clients and as such, I have a client base with repeat community referrals.


You'll often find me involved in community development, assisting local charities with financially stressful community situations.

I care about providing excellent and expert service to you, your family, friends and our community.

Thank you for visiting my About Mortgage Broker page -- I hope to see you soon.

Marie Copeland (HryczynskiFinancial Services Underwriter (FSU)  | FSCO No M08002528

Axcess Mortgage and Loans Financing Co. Ltd. FSCO No. 10420


Top Stories


My castle home in a small village in Poland. Every one has their own beginning and I have mine.

Why use a mortgage broker instead of a bank ? We work for you to bring you the best mortgage solutions. We can access mortgage products from more than 20 residential lenders to find the right mortgage solution, just for you!


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