Meet Marie Copeland
Here to work for you not the big banks. Getting you bank or alternative financing for home purchase or refinancing a home mortgage is more than a job. It's a passion to help families and small business owners realize their real estate financing dreams.
Identity theft protection fraud schemes to steal your home. In this world of mortgage fraud and title
fraud, even though you are a rightful owner of your home, you could become an unfortunate
victim.
Losses from fraud are catastrophic with homeowners paying thousands of dollars in legal fees to defend themselves and the ownership of their home.
There a several forms of fraud. Today the cons are sophisticated and thanks to modern technology, they have the knowledge of the real estate process needed to access documents and perpetrate these crimes. Here is a basic example:
WINNING THE WAR ON TITLE AND MORTGAGE CRIME
Identity theft protection fraud insurance is a must. Insuring the ownership of your property to protect your home from fraud is just as important as insuring your home and its contents from loss or damage.
When you buy a home in Canada and get a mortgage, the lenders will require that you buy Title Insurance to protect them from loss incurred from undetected or unknown title defects or title fraud.
Is the lender's policy enough to protect your home from fraud enough ? NO.
Even though it's difficult to be exact, some statistics suggest that fraud amounts to $1.5 billion a year across Canada.
When you are buying your home be sure your lawyer adds a Homeowner's Title Insurance to the lender's policy to protect YOU as well as the lender from the same loss.
And what if you already own your home ?
How to get identity theft protection fraud coverage ?
If you've purchased your home many years ago homeowners title insurance may not have been available. But, you're in luck, you can now buy an existing Homeowner's Title Insurance policy at any time.
And, if you're one of the lucky purchasers buying your home for cash - you also can buy Homeowner's Title Insurance to protect your interest in your property.
You may want to visit Stewart Title Guarantee Insurers for best identity theft protection of the title to your home.
Buying Home Owner's Title Insurance buys you peace of mind. You'll have coverage for losses from fraud including legal costs to defend your title to the property.
Tell others about identity theft protection fraud to steal a home. Share with your family and friends..
*Lenders change their products and interest rates regularly and without notice. Always check for lender updates.
Axcess Mortgage and Loans Financing Co. Ltd. | FSRA 10420
www.mariecopeland.ca
1 (905) 537-8815
Banks and AAA lenders pay us for your service. Some alternative mortgage financing and all private mortgage broker fees are payable by clients.