Meet Marie Copeland
Here to work for you not the big banks. Getting you bank or alternative financing for home purchase or refinancing a home mortgage is more than a job. It's a passion to help families and small business owners realize their real estate financing dreams.
The no income verification mortgages Canada for self employed are custom fit by non-bank lenders who understand the challenges of small business owners whom their banks left behind. Over the years we have helped hundreds of self employed contractors of various trades, consultants or small business owners and professionals - from house buyers, homeowners needing a mortgage refinance Hamilton area and Ontario wide or home equity debt consolidation loan for self employed.
You work hard, pay your bills and you deserve the home you want.
Yes, but not through big banks.
Going from bank to bank searching for a no income mortgage in Ontario just to be turned down is not the answer. It only damages your credit from too many lender inquiries causing you more long-term problems.
Banks are not your lenders for no proof of income loans self-employed unless you can show enough income to qualify for mortgage using a 2 year average as reported on your tax returns.
What is a stated income home loan?
Stated income home loan, also known as a no income verification loan is an exceptional business owner mortgage, or self employed mortgage, when you don't show enough income on your CRA tax returns. Here, business bank records are used to establish income and current Notice of Assessment is only needed to prove there are no taxes owing to CRA.
How do self-employed get mortgage?
Best mortgage broker for self employed has access to no proof of income mortgage in Ontario for small business owners just like you. As Hamilton mortgage brokers serving Ontario from our hometown, we know who the no proof of income loans providers are and what options they offer to fit your needs.
So, when you don't qualify for a mortgage with the banks, the no income verification mortgage Canada is your best option to get a business owner mortgage.
No income verification mortgage is available up to 80% of home value. Here are first 2 no proof of income mortgage Canada basics (self employed mortgage loan):
The self employed mortgage loan market is serviced by the mortgage broker Canada channel through alternative mortgage lenders, not the banks. The no income verification mortgages lenders do not ask for traditional proof of CRA income on your tax returns. They will ask for your most recent personal Notice of Assessment as proof that you don't owe personal taxes to CRA.
To prove you earn enough to qualify for mortgage, alternative mortgage lenders evaluate your business bank statements, deposits, invoices and expenses to determine your mortgage self employed income.
One stop mortgage shopping to get you the right business owner mortgage loan. You'll never by left on your own. There is nothing for you to do. We do all the work you just get us the documents needed.
You know what to do. Contact Marie your Hamilton mortgage broker for your custom fit home loan for self employed.
Thank you for visiting no income verification mortgages and business owner mortgage loan info.
*Lenders change their products and interest rates regularly and without notice. Check with us for updates.
1 (905) 537-8815
Banks and AAA lenders pay us for your service. Some alternative mortgage financing and all private mortgage broker fees are payable by clients.