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905.537.8815 FSCO No. 10420
Banks and "A" Lenders pay us for your residential service. EXCEPT bad credit mortgages, some self employed mortgages from "B Lenders", private mortgages or multi-use and commercial loans - broker fees are payable by clients. Lenders change their products and interest rates without notice.
..... follow me to get mortgage updates ... Marie Copeland @AxcessMortgage
Hamilton, Stoney Creek, Grimsby, Niagara, Binbrook, Ancaster, Dundas, Burlington, Milton, Oakville, Mississauga, Toronto, Markham and Ontario.
Best home equity loan at 50% of home value is a net worth mortgage at best interest rates for borrowers with good credit. It is suitable for salaried clients who have strong overall net worth but are a bit short on in income to qualify for the amount of mortgage needed.
If you’re buying a new home under this mortgage, or refinancing home mortgage, you will need a minimum of 50% down payment from your own resources (not gifted or borrowed) plus other assets to meet the lender's equity requirements. To refinance you will need 50% remaining equity.
It's a first class program no proof of income on your tax returns needed. Just proof that you have a full time permanent job.
Your employment must be full time and salaried and you have good credit.
At the date of application you will need to demonstrate that you have sufficient overall assets in a form of savings, cash-able investments or equity in another property --- you will be required to show proof that these assets have been in your ownership for at least 90 days prior to the application.
Your cash-able assets and properties must equal to at least 1.5% of the amount you want to borrow. For example, if you want to borrow $200,000, you need to show $350,000 in cash-able assets (excluding your RRSP's).
You'll get best interest rates and best terms from participating lenders.
That’s it – Approved.
Call me for a free consultation. NO risk - NO worries about information errors.
You’ll never be left on your own – there is nothing for you to do, we do all the work. You just provide us with the documents needed.
You have nothing to lose - But imagine how much you and your family will benefit!
NB. This mortgage product is offered by only few select lenders who reserve the right to change or discontinue this product without notice. Please check with us about availability of this mortgage at the time of your application.
Marie Copeland FSU, Mortgage Brokers Hamilton
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