debt consolidation refinancing debt relief hamilton

debt consolidation refinancing and debt help in hamilton


Debt consolidation refinancing is our thing! We are Hamilton mortgage brokers with clients Ontario wide. Our mortgage approvals are made easy - Apply on line for your debt consolidation in Hamilton or wherever you may reside in Ontario. All documents and signatures can be handled by email from the comfort of your home.

If you give me a minute of your time, I will give you debt help Hamilton and Ontario wide to restructure your expensive debt into one, low debt consolidation loan payment and save. 

debt-consolidation-refinancing.pngDebt consolidation refinancing using the equity in your home.

How to reduce debt using tax free home refinancing equity in your home? Debt consolidation refinance is your answer.

Debt consolidation refinancing is one of the most powerful credit restructuring strategies. You can save hundreds of dollars, or more, in monthly payments. 

  • Are car loans, credit cards and other loans stretching every last penny that you earn and you need credit card debt relief in Hamilton or Ontario?
  • Do you find yourself with no money left after the monthly bills are paid?
  • Or, are you simply looking for a smarter way to pay off your expensive debts and consolidate them into one, low monthly payment?

With Canada debt consolidation loan credit card debt solutions and your new low debt consolidation loan payments you'll improve your household cash flow and save thousands of dollars in just one year.

But best of all, we'll give you professional home mortgage help with your debt consolidation refinance to get you back on track -- you'll get a good understanding how to improve your cash flow and prevent credit and debt problems in the future.

Click here to get fast home mortgage help

debt consolidation refinancing ways to pay off debt. how to become debt free.

Technically, a loan for debt consolidation Hamilton and Ontario is a home refinancing process. Debt consolidation refinance up to 80% of home value is often used to eliminate credit card debts and other expensive loans, replacing them with a single loan. This can get you a lower monthly payment and longer repayment period, up to 30 year maximum amortization period in Canada.

At the end of the home refinancing process you end up with one low debt consolidation loan payment. Too often when people have an excessive short term debt load, they try to pay it down with their regular income and end up:

  • Paying interest only without eliminating the root problem which is the principal balance.
  • Further damaging their credit score ranking through high credit use and late payments.
  • Increasing their overall debt load by using one credit source to pay another.
  • Applying for additional credit cards that offer some short term benefit and when the benefit ends, the rates go back through the roof.
  • Further pushing down their credit score through too many inquiries for additional credit.

This is what we call a never ending consumer credit death spiral. Instead, debt consolidation refinancing could have been an affordable credit card debt solution from the start.

We understand your situation and will get you debt help in Hamilton or wherever in Ontario you are to put you back on track to financial well being.

How to consolidate debt by refinancing a home mortgage

If you have been carrying more than one mortgage on your property for too long, which is eating away at your cash flow, then the best way to consolidate mortgage debt is home equity loan refinancing to combine the mortgages. Interest only second mortgage is one of the best debt relief options but it is meant to be a short term credit card debt solution (1-3 years) to resolve a financial problem.

How to get best credit card debt help with a mortgage ? Take a look at the example below which saves $1,578 a month with debt consolidation help.

debt-consolidation-refinancing.jpgDebt consolidation refinancing to cash out tax free equity and restructure expensive debt into 1 low payment

The above are sample rates are for illustration only and do not represent actual interest rates applicable. 

Not only you quickly go from average credit card interest rates of 26%+ to a low mortgage interest rate, but as part of the refinancing process you improve cash flow and credit score rankings. If you have equity in your home this is the least expensive money you can access.

If you you have credit problems, debt consolidation bad credit may be the right option. If you can't take advantage of best interest rates for now, you'll need to take steps to rebuild your credit score rankings. Short term higher refinance home mortgage rates, private bad credit lenders plus a secured credit card with a minimum $1,500-$2,000 credit limit can rebuild your credit faster than you think.

The key to getting the best results from debt repayment strategies is to provide us with your complete financial situation (all debts and all assets). Contact us for a free mortgage assessment of your situation and we will go from there.


Click Here. email Marie your Mortgage broker Hamilton Burlington

Or Call 1 (905) 537-8815 for fast Mortgage assessment


Marie Copeland FSU, Hamilton mortgage broker to consolidate bills.

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*Lenders change their products and interest rates regularly and without notice. Check with us for updates.


Axcess Mortgage and Loans Financing Co. Ltd. | FSRA 10420 

www.mariecopeland.ca

www.axcessmortgage.ca


1 (905) 537-8815

Banks and AAA lenders pay us for your service. Some alternative mortgage financing and all private mortgage lending broker fees are payable by clients.