search tips advanced search
site search by freefind

debt consolidation refinancing


debt consolidation refinance

how to get 1 low debt consolidation loan payments and save hundreds of dollars each month

Debt consolidation refinancing is one of the most powerful credit restructuring strategies. You can save hundreds of dollars, or more, in monthly payments. Plus, you'll improve your cash flow with the new, low debt consolidation loan payments.

How to reduce debt using tax free equity in your home? Debt consolidation refinance is the answer.

Canada debt consolidation loan is the best way to consolidate expensive debt using tax free equity in your home and my custom fit mortgage strategies.

debt-consolidation-refinancing.pngDebt consolidation refinancing using the equity in your home.
  • Are car loans, credit cards and other loans stretching every last penny that you earn?
  • Do you find yourself with no money left after the bills are paid?
  • Or, are you simply looking for a smarter way to pay off your expensive debts and consolidate them into one, low monthly payment?

Axcess Mortgage and Loans Financing Co. Ltd. are Hamilton mortgage brokers. Our mortgage approvals are made easy - most of the work is done on-line and by phone taking the red tape bureaucracy out of your mortgage financing process. You can apply on line and documents and signatures could be handled by fax or email saving you the trouble of needless personal appointments. 

But best of all, you'll get professional home mortgage help with your debt consolidation refinance to get you back on track -- you'll get a good understanding how to improve your cash flow and prevent credit and debt problems in the future.

We serve clients throughout Ontario including Ancaster, Dundas, Waterdown, Oakville, Milton, Mississauga, Toronto, Stoney Creek, Grimsby, Beamsville, St. Catherines, Dunnville, Niagara and more.

So what is debt consolidation refinancing ?

Technically, debt consolidation refinance replaces several loans with a single loan, often with a lower monthly payment and a longer repayment period. This is often done to secure a lower interest rate or for the benefit of one loan with low debt consolidation loan payments.

Too often when people have an excessive short term debt load, they try to pay it down with their income and end up:

  • Paying almost everything into interest without eliminating the root problem which is the principal balance.
  • Bruising their credit through high credit utilization and late payments.
  • Increasing their overall debt load by using one credit source to pay another.
  • Applying for additional credit cards that offer some short term benefit and when the benefit ends, the rates go back through the roof.
  • Further pushing down their credit score through excessive inquiries for additional credit.

This is what can be called the consumer credit death spiral - while debt consolidation refinancing could have been a most affordable solution from the start.

We understand your situation and will get you debt help with mortgage to put you back on track to financial well being.

Best way to consolidate mortgage debt is by refinancing

Up to 80% home value - up to 35 year amortization. how to qualify for a debt consolidation loan? Ask me!

If you have more than one mortgage on your property which is eating away at your cash flow then the best way to consolidate mortgage debt is to refinance and combine the mortgages wherever possible.

Why I recommend debt consolidation refinance mortgage ?

How to get debt help with mortgage ? Take a look at the example below. Client saves $1,578 a month with debt consolidation help.

debt-consolidation-refinancing.jpgDebt consolidation refinancing to cash out tax free equity to restructure expensive debt into 1 low payment

The above are SAMPLE RATES for illustration only. Interest rates are subject to change without notice, on approved credit (o.a.c.)

reduce debt faster - improve cash flow - the savings are significant!

Not only can you quickly go from average credit card interest rates of 26%+ to a low mortgage interest rate, but you improve your cash flow and credit rating in the process.

If you have equity in your home this is the least expensive money you can access.

Consolidation can save you hundreds of dollars in monthly payments and improve your cash flow and credit.

You can refinance your home up to 80% of value and up to 35 year amortization on approved credit, depending on your application. If you've been turned down by the banks then using bad credit home loans is a good option.

The key to getting the best results from debt repayment strategies is to provide us with your complete financial situation (all debts and all assets).

Secured credit card fits debt consolidation refinancing strategy

If you you have bad credit and can't take advantage of best interest rates for now, you'll need to take steps to rebuild your credit. Short term higher refinance home mortgage rates, private mortgage lenders plus a secured credit card will rebuild your credit quicker than you think.

If you give me a minute of your time, I will give you the mortgage help to restructure your expensive debt into one, low debt consolidation loan payment.

Email Marie for Debt Consolidation Refinance Help

Or Call 905-537-8815

Banks and "A" Lenders pay us for your service. EXCEPT bad credit mortgages, some self employed mortgages, private mortgages or multi-use and commercial loans - broker fees are payable by clients. 

*Lenders change their products and interest rates without notice.

I will get back to you within 24 hours or less

Marie Copeland FSU, Hamilton mortgage broker to consolidate bills, debt consolidation Stoney Creek.


Thank you for visiting debt consolidation refinancing and come back often -- I update this site regularly and you'll find many strategies to improve your financial well being. Help me spread the word with your family and friends using the social media tools provided.

› from Debt Consolidation Refinancing